Privacy Blog

Introducing the Privacy Card Issuing API

We’re excited to announce the launch of our Card Issuing API – a developer-first product that makes it easier and faster than ever to create debit cards on the fly and build new payments experiences. We believe transparent pricing and simple APIs can unlock

Payments

How Payment Transaction Processing Works

Payment transactions occur in a matter of seconds. We can easily swipe our credit card or touch to pay, and there’s an instant exchange of value. But it’s not as simple as it seems. Behind every digital transaction is an intricate web

General

The Future of Virtual Cards

With advanced security features and beneficial options that help consumers control their spending, virtual cards are a relatively new payment method that has changed the way people manage their finances and approach online transactions. However, what else is in store for virtual cards? How

General

3 Ways To Prevent a Cybersecurity Attack

In 2019, cybercrimes, such as data breaches and hacks, accounted for $2 trillion, convincing most companies that it's time to ramp up their cybersecurity efforts and train employees on how to avoid online scams and ransomware attacks. While the measures that companies are putting

Case Studies

How Airlines Use Rewards Cards to Drive Growth

The current economic downturn has put airlines in a tough financial position. United’s domestic net-bookings plunged 70%, and Southwest estimated a $200 million to $300 million drop in sales. To help stem the flow, airline companies are turning to a familiar strategy: Rewards

Payments

What Payment Type is Best if You're Trying to Stick to a Budget?

Research shows that having a budget and sticking to a budget are two very different things. Most consumers create budgets, but the overwhelming majority fail to stick to them. One reason for this issue is because many people don't know which payment type is

Payments

Will a Virtual Card Impact Your Credit Score?

While virtual cards are gaining a lot of traction, there's still a good number of questions about them — the most popular one is whether or not a virtual card can affect your credit score. Credit scores are essential for many reasons. A low score

General

4 Things You Need to Protect Yourself from a Cyber Attack

With data breaches and hacks increasing every year, cybersecurity is becoming a trending topic. Media outlets frequently report on cyber attacks that affect major companies like Facebook, Yahoo, and Marriott, inciting conversations about the importance of using brands that implement measures to protect consumer

Case Studies

How The Athletic Built One of the Most Successful Subscription Media Businesses in the Country

The Athletic defies a lot of conventional wisdom about what it takes to be successful as a media company in the 21st century. For one thing, it produces in-depth, long-form coverage at a time when every other brand is pivoting to a short-form approach.

Case Studies

5 Psychological Techniques Behind Those Impossible-To-Cancel Subscription Services

Classical economic theory held that humans were basically rational actors. Behavioral economists blew that theory out of the water. According to behavioral economics, “irrationality is the real invisible hand that drives human decision making,” as Duke professor and prominent behavioral economist Dan Ariely wrote

General

A Different Type of Card Fraud: Anatomy of a Primary Account Number (PAN) Enumeration Attack

We wanted to dedicate a blog post to provide more than 280 characters worth of detail around the recent unrecognized activity and declines. Some customers may have noticed unauthorized transaction attempts from the following merchants. Please note, that while the transactions originated from these

General

What the Best Virtual Cards Should Offer

Virtual cards are primed to boom because they offer levels of convenience, security, and control that are not possible with physical cards. But since they are still up and coming, consumers might not know how to differentiate between the best virtual cards and the

General

Virtual Cards vs. Credit Cards: Which One Should You Choose?

For most people, virtual cards are a new concept. Consequently, many consumers aren't aware of the differences between virtual cards and credit cards. Some people don't even know what a virtual card is and how it functions (we wrote something about that here, in

General

What are Unique Card Numbers and What are their Benefits?

n 2019, Americans used the holiday season to spend more money online. In the weeks leading up to Christmas, online sales grew 18.8% even though consumers had a shorter holiday season. Plenty of retailers benefitted from this growth in online sales, but one

General

Do You Have a Secure Card?

With the rise of social media and online shopping, hacks, cyberattacks, and data breaches have become increasingly prevalent. Consumers share more and more of their personal data, leaving them vulnerable to various types of online attacks — and in 2019, consumers saw no shortage of

Team

Privacy's Paid Subscription Plans

When we first set out to create Privacy, our mission was to build elegant software to protect consumers’ personal and financial information when they shop online. Fast forward three years, and our core product has gone through many facelifts. A major part of that

General

Why You Need a Virtual Card to Protect Your Financial Security

We’re advised not to use the same password across multiple online accounts, so why risk storing the same credit or debit card number with merchants when you shop? Over 3,800 data breaches were reported in the first half of 2019 alone, exposing