Ashley Ferraro, Consumer Operations

What is an ACH payment?

You may have heard the term “ACH” while paying a recurring bill, setting up direct deposit through your employer, or even using payment services like Privacy’s virtual cards—but what is an ACH payment? An ACH payment is a form of EFT, or

Security

Is Privacy.com Safe? An Overview of Privacy’s Security Practices

As a financial company, Privacy.com is subject to various compliance obligations pertaining to identity verification, security, and payments. Among those requirements is PCI compliance. What is PCI compliance?PCI compliance an industry standard that applies to all entities that handle certain card data.

Education

Is BBB Accreditation Important?

The Better Business Bureau, otherwise known as the BBB, is a private organization that provides consumers with information on businesses and helps them settle disputes in the US, Canada, and Mexico. More notably, the BBB accredits companies that comply with specific criteria, such as

Security

What Are Data Brokers?

Data brokering is a legitimate business that’s understandably gained notoriety among consumers. However, many people don’t even know this industry exists and that their personal data is being collected, sold, and used for a variety of purposes. We’ll talk more about

Education

Spend Control - Take Control of Your Kids’ Spending Habits

Offering children a cash allowance doesn’t seem as common as it was twenty years ago. Obtaining cash requires visits to the ATM, and putting physical money in your child’s hands means it’s more likely to get lost. And with children spending

Security

Is it Safe to Shop on Instagram?

Instagram has impressively evolved from a photo-sharing social networking app to a full-blown e-commerce platform. A decade after its 2010 inception, Instagram introduced Shops when the global e-commerce market was at an all-time high due to the Covid-19 pandemic. With this introduction, the “Shop”

Security

How Can You Protect Yourself Against Credit Card Fraud?

Credit card fraud is big business for crooks. In 2021, the Federal Trade Commission (FTC) documented nearly 400,000 reports of credit card fraud, similar to the year prior, which saw a steep 45% increase from 2019. The same data also revealed that credit